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href=\"https:\/\/www.iii.org\/press-release\/short-term-rentals-pose-insurance-risks-for-homeowners-and-multi-unit-dwellings-031126\" target=\"_blank\" rel=\"noopener\">\u0645\u0639\u0647\u062f \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/a>\u060c \u0644\u0627 \u062a\u063a\u0637\u064a \u0628\u0648\u0644\u064a\u0635\u0627\u062a \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0627\u0644\u0642\u064a\u0627\u0633\u064a\u0629 \u0646\u0634\u0627\u0637 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u060c \u0648\u0627\u0644\u0645\u0636\u064a\u0641\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0641\u0634\u0644\u0648\u0646 \u0641\u064a \u0625\u062e\u0637\u0627\u0631 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0645 \u064a\u062e\u0627\u0637\u0631\u0648\u0646 \u0628\u0631\u0641\u0636 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\u062a\u0623\u0643\u062f \u0645\u0646 \u0643\u064a\u0641\u064a\u0629 \u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u0628\u0648\u0644\u064a\u0635\u0629 \u0645\u0639 \u0627\u0644\u0625\u0642\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u0624\u062b\u062b\u0629 \u0648\u0645\u062f\u0629 \u0627\u0644\u0625\u0634\u063a\u0627\u0644 \u0642\u0628\u0644 \u0627\u0644\u0634\u0631\u0627\u0621.   <\/p>\n<div style=\"background: #EEF0FB; border-radius: 6px; padding: 24px 28px; margin: 32px 0;\">\n<p style=\"margin: 0 0 10px; font-weight: bold; color: #2d2aa5; font-size: 17px;\">\u0644\u0627 \u062a\u0632\u0627\u0644 \u0627\u0644\u0625\u0642\u0627\u0645\u0627\u062a \u0627\u0644\u0637\u0648\u064a\u0644\u0629 \u062a\u0633\u0628\u0628 \u0623\u0636\u0631\u0627\u0631\u064b\u0627 \u0644\u0646 \u064a\u063a\u0637\u064a\u0647\u0627 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0623\u0645\u064a\u0646.<\/p>\n<p style=\"margin: 0; color: #333;\">\u0644\u0644\u0625\u0642\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u064a 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\u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0636\u064a\u0641\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u062f\u064a\u0631\u0648\u0646 \u0645\u0632\u064a\u062c\u064b\u0627 \u0645\u0646 \u0627\u0644\u062d\u062c\u0648\u0632\u0627\u062a \u0642\u0635\u064a\u0631\u0629 \u0648\u0645\u062a\u0648\u0633\u0637\u0629 \u0627\u0644\u0645\u062f\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0646\u0641\u0633 \u0627\u0644\u062e\u0637\u0629 \u0644\u0643\u0644\u0627 \u0627\u0644\u0646\u0648\u0639\u064a\u0646\u060c \u062d\u064a\u062b \u0623\u0646 <a href=\"https:\/\/www.hostfully.com\/ar\/\u0645\u062f\u0648\u0646\u0629\/%d8%aa%d8%a3%d9%85%d9%8a%d9%86-airbnb-%d9%85%d8%a7-%d9%8a%d8%ad%d8%aa%d8%a7%d8%ac-%d9%85%d9%8f%d9%84%d9%91%d8%a7%d9%83-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%aa%d8%b9\/\">\u0637\u0628\u0642\u0627\u062a \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0644\u0640 Airbnb \u0648\u0627\u0644\u0645\u0646\u0635\u0627\u062a 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while mid-term rentals run from about 30 days to a few months. The longer occupancy changes the insurance picture, since mid-term stays often fall outside both short-term policies and standard long-term leases.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Do I need special insurance for a mid-term rental?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Usually yes. Homeowners, short-term, and long-term landlord policies are each written for a different scenario, and a furnished 30-plus-day stay can fall between them. A policy that explicitly covers furnished, mid-length occupancies closes that gap and protects both the building and your contents.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Does a security deposit cover mid-term rental damage?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Only up to its limit, which a longer stay can easily exceed. Deposits also create guest friction and disputes. A damage-protection plan reimburses guest-caused damage directly, with no deductible, which is why many mid-term hosts use one alongside their insurance policy.\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n<p><!-- FAQ --><\/p>\n<h2>\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u062d\u0648\u0644 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0645\u062f\u0649<\/h2>\n<h3>\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0625\u064a\u062c\u0627\u0631\u0627\u062a \u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0645\u062f\u0649 \u0648\u0645\u062a\u0648\u0633\u0637\u0629 \u0627\u0644\u0645\u062f\u0649\u061f<\/h3>\n<p>\u0627\u0644\u0625\u064a\u062c\u0627\u0631\u0627\u062a \u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0645\u062f\u0649 \u0647\u064a \u0639\u0627\u062f\u0629\u064b \u0625\u0642\u0627\u0645\u0627\u062a \u0644\u064a\u0644\u064a\u0629 \u0623\u0648 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\u0648\u064a\u0645\u0643\u0646 \u0644\u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u0645\u0624\u062b\u062b\u0629 \u0627\u0644\u062a\u064a \u062a\u0632\u064a\u062f \u0639\u0646 30 \u064a\u0648\u0645\u064b\u0627 \u0623\u0646 \u062a\u0642\u0639 \u0628\u064a\u0646\u0647\u0627. \u0627\u0644\u0628\u0648\u0644\u064a\u0635\u0629 \u0627\u0644\u062a\u064a \u062a\u063a\u0637\u064a \u0635\u0631\u0627\u062d\u0629\u064b \u0627\u0644\u0625\u0634\u063a\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0624\u062b\u062b\u0629 \u0645\u062a\u0648\u0633\u0637\u0629 \u0627\u0644\u0637\u0648\u0644 \u062a\u0633\u062f \u062a\u0644\u0643 \u0627\u0644\u0641\u062c\u0648\u0629 \u0648\u062a\u062d\u0645\u064a \u0643\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u0645\u0628\u0646\u0649 \u0648\u0645\u062d\u062a\u0648\u064a\u0627\u062a\u0643.  <\/p>\n<h3>\u0647\u0644 \u064a\u063a\u0637\u064a \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0636\u0631\u0627\u0631 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\u0627\u0644\u0636\u064a\u0648\u0641 \u0645\u0628\u0627\u0634\u0631\u0629\u064b\u060c \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0627\u0633\u062a\u0642\u0637\u0627\u0639\u060c \u0648\u0644\u0647\u0630\u0627 \u0627\u0644\u0633\u0628\u0628 \u064a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0645\u0636\u064a\u0641\u064a \u0627\u0644\u0625\u064a\u062c\u0627\u0631\u0627\u062a \u0645\u062a\u0648\u0633\u0637\u0629 \u0627\u0644\u0645\u062f\u0649 \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0628\u0648\u0644\u064a\u0635\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0645.  <\/p>\n<p><!-- KEY TAKEAWAYS --><\/p>\n<h2>\u0623\u0647\u0645 \u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0645\u0633\u062a\u0641\u0627\u062f\u0629<\/h2>\n<ul>\n<li>\u064a\u063a\u0637\u064a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0625\u0642\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u0624\u062b\u062b\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0631\u0627\u0648\u062d \u0645\u0646 \u062d\u0648\u0627\u0644\u064a 30 \u064a\u0648\u0645\u064b\u0627 \u0625\u0644\u0649 \u0628\u0636\u0639\u0629 \u0623\u0634\u0647\u0631\u060c \u0648\u0647\u064a \u0641\u062a\u0631\u0629 \u062a\u0642\u0639 \u062e\u0627\u0631\u062c \u0628\u0648\u0644\u064a\u0635\u0627\u062a \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0642\u0635\u064a\u0631 \u0648\u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644.<\/li>\n<li>\u062a\u062d\u0645\u0644 \u0643\u0644 \u0645\u0646 \u0628\u0648\u0644\u064a\u0635\u0627\u062a \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0627\u0644\u0642\u064a\u0627\u0633\u064a\u0629\u060c \u0648\u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0642\u0635\u064a\u0631 \u0627\u0644\u0645\u062f\u0649\u060c \u0648\u0627\u0644\u0645\u0627\u0644\u0643 \u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0628\u0628\u0647\u0627 \u0625\u0642\u0627\u0645\u0629 \u0645\u0624\u062b\u062b\u0629 \u062a\u0632\u064a\u062f \u0639\u0646 30 \u064a\u0648\u0645\u064b\u0627.<\/li>\n<li>\u064a\u062c\u0628 \u0623\u0646 \u062a\u063a\u0637\u064a \u0628\u0648\u0644\u064a\u0635\u0629 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0639\u0642\u0627\u0631 \u0648\u0627\u0644\u0645\u062d\u062a\u0648\u064a\u0627\u062a\u060c \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629\u060c \u0648\u062d\u0645\u0627\u064a\u0629 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0641\u062a\u0631\u0627\u062a \u0627\u0644\u0634\u063a\u0648\u0631 \u0627\u0644\u0623\u0637\u0648\u0644.<\/li>\n<li>\u0627\u0633\u0623\u0644 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0639\u0646 \u0643\u064a\u0641\u064a\u0629 \u062a\u0635\u0646\u064a\u0641\u0647\u0627 \u0644\u0637\u0648\u0644 \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0648\u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0625\u0634\u063a\u0627\u0644 \u0627\u0644\u0645\u0624\u062b\u062b \u0648\u0627\u0644\u0645\u062f\u0641\u0648\u0639 \u0645\u063a\u0637\u0649 \u0635\u0631\u0627\u062d\u0629\u064b.<\/li>\n<li>\u062a\u0633\u062f \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0641\u062c\u0648\u0629 \u0628\u064a\u0646 \u0645\u0627 \u064a\u063a\u0637\u064a\u0647 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0645\u0627 \u062a\u0637\u0627\u0644\u0628 \u0628\u0647 \u0628\u0648\u0644\u064a\u0635\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646: 5 \u062f\u0648\u0644\u0627\u0631\u0627\u062a \u0644\u0644\u064a\u0644\u0629 \u0627\u0644\u0648\u0627\u062d\u062f\u0629\u060c 50,000 \u062f\u0648\u0644\u0627\u0631 \u0644\u0643\u0644 \u0625\u0642\u0627\u0645\u0629\u060c \u0648\u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0627\u0633\u062a\u0642\u0637\u0627\u0639.<\/li>\n<\/ul>\n<p><!-- END CTA \u2014 brand-compliant --><\/p>\n<div style=\"background: #EEF0FB; border-radius: 6px; padding: 24px 28px; margin: 32px 0 0;\">\n<p style=\"margin: 0 0 10px; font-weight: bold; color: #2d2aa5; font-size: 17px;\">\u062a\u0648\u0642\u0641 \u0639\u0646 \u062a\u0631\u0643 \u0627\u0644\u0625\u0642\u0627\u0645\u0627\u062a \u0627\u0644\u0637\u0648\u064a\u0644\u0629 \u0628\u062f\u0648\u0646 \u062d\u0645\u0627\u064a\u0629.<\/p>\n<p style=\"margin: 0; color: #333;\">\u062a\u063a\u0637\u064a \u062e\u062f\u0645\u0629 Screen &#038; Protect \u0627\u0644\u0625\u0642\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0628\u0644\u063a 31 \u0644\u064a\u0644\u0629 \u0641\u0623\u0643\u062b\u0631 \u0645\u0642\u0627\u0628\u0644 5 \u062f\u0648\u0644\u0627\u0631\u0627\u062a \u0644\u0644\u064a\u0644\u0629 \u0627\u0644\u0648\u0627\u062d\u062f\u0629\u060c \u0645\u0639 \u062d\u0645\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u062a\u0635\u0644 \u0625\u0644\u0649 50,000 \u062f\u0648\u0644\u0627\u0631 \u0648\u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0627\u0633\u062a\u0642\u0637\u0627\u0639\u060c \u0639\u0644\u0649 \u0623\u064a \u0642\u0646\u0627\u0629 \u062d\u062c\u0632. <a href=\"https:\/\/www.hostfully.com\/screen-and-protect\/\">\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0643\u064a\u0641\u064a\u0629 \u0639\u0645\u0644 Screen &#038; Protect.<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u064a\u063a\u0637\u064a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a 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